Dental Professional Liability

Request a Quote


Founded and led by physicians, The Doctors Company is the only carrier in Florida endorsed by the Florida Dental Association. The Doctors Company has a deep understanding of Florida-specific issues and provides unsurpassed protection to over 15,000 Florida medical and dental professionals.

The FDA Dental Professional Liability Program has been negotiated with The Doctors Company on behalf of FDA members and is administered by FDA Services. Our experienced staff is ready to get to work for you.

Call 800.877.7597, fill out the request a quote, email or click on the LiveChat link to connect to our agents today!


Valuable Program for FDA Student Members!

New dental graduates get the gift of coverage from the largest doctor-owned medical malpractice carrier in the nation! Call us at 800.877.7597 to learn more and enroll!


    • All new dental graduates that become Florida Dental Association members and practice in Florida can have their first year of Professional Liability Insurance from The Doctors Company completely paid for by their FDA colleagues.
    • Click here to learn more the benefits of becoming an FDA member dentist.
    • Click here for the the Florida Dental Association Membership Application

The Florida Dental Association (not licensed by DFS/OIR) is responsible for reimbursement of the premium. 


The Doctors Company Mission: Defend, Protect, Reward

Benefits for FDA members. Eligible FDA members receive a 5 percent program discount and an additional claims-free credit of up to 10 percent. FDA members also receive automatic protection against privacy breach allegations and Medicare reviews and have access to free web-based and live CME.

Relentless defense. The Doctors Company is fiercely committed to defending its members, beginning with an ironclad consent-to-settle guarantee. And the company’s innovative Litigation Education Retreats help members facing claims to be active participants in their own defense.

Unrivaled protection. National perspective and local expertise enable The Doctors Company to anticipate emerging trends and deliver innovative solutions. Industry-leading patient safety programs and resources help members implement effective safety protocols, resulting in significantly fewer allegations of malpractice.

Groundbreaking rewards. The Doctors Company rewards its members for their loyalty and commitment to superior patient care with the Tribute® Plan, an unrivaled financial award. More than $3.2 million is currently earmarked for Tribute Plan awards for Florida dentists. Eligible FDA members also participate in the company’s generous multiyear dividend program, which has returned over $310 million in dividends since the program’s start in 1976.

Superior strength. The nation’s largest physician-owned medical malpractice insurer, The Doctors Company has $4.3 billion in assets and maintains a conservative financial posture. The company is rated A by A.M. Best Company and Fitch Ratings, and Ward Group continues to name it to its list of the 50 best insurance companies.

Benefits at a Glance

      • Consent-to-settle clause
      • Defense limits outside the policy limits
      • A 5 percent discount for eligible FDA members
      • Claims-free discounts of up to 10 percent
      • The Tribute Plan, an unrivaled financial reward
      • Convenient payment plans
      • Prior-acts coverage when transferring from another claims-made policy
      • Part-time practice discounts of up to 50 percent
      • Coverage for dental assistants and hygienists at no additional cost
      • Corporation and PA coverage with shared limits at no additional cost
      • Available to all dental specialties
      • Free tail coverage for death (protects your estate), disability (you can no longer can practice dentistry), and retirement (full retirement after five consecutive years of coverage with The Doctors Company immediately preceding retirement)

Affiliate Programs


©2018 FDA Services, Inc. All Rights Reserved. Disclaimer-Privacy Notice