FDA Services is proud to announce that First Professional Insurance Company has been acquired by The Doctors Company! The FDA Dental Professional Liability Program, has been negotiated on behalf of FDA members and is administered by FDA Services.  One of the most important features of the program is the ongoing involvement of practicing dentists in the underwriting, claims, program review, and risk management.

The Doctor’s Company/FPIC is the only carrier in Florida that is endorsed by both the Florida Medical Association and the Florida Dental Association; this shows their long-term commitment to making professional liability insurance affordable and available to Florida’s health care professionals.

Policy Transition For Existing Policyholders

The best dental professional liability program just got better. Through this transition we expect our policyholders will receive superior service, tougher defense, and now loyalty rewards! And best of all, you don’t have to do anything, your policy will renew on the TDC paper in 2013, seamlessly.

You are well protected. TDC is the nation’s largest medical professional liability carrier. Insuring over 71 million doctors nationwide. They are rated A (strong) by Fitch Ratings, and A-(excellent) by AM Best. They have a large network of full service regional offices and relationships with regional medical malpractice experts giving them a broad perspective necessary to protect their members.

They Will Defend Your Good name- 82% of all malpractice claims are closed with no payment to the plaintiff. Of the claims that go to trial, over 87% of them result in member victory.TDC has over $4billion in assets and more than $1 billion in member surplus; ensuring they can defend you anytime, anywhere.

Now they will reward you!! TDC offers a tribute plan that is a one-of-a-kind benefit that rewards dentists for their loyalty and their dedication to superior patient care. Once you have been for a member of TDC more than five years (including your time with FPIC), are over the age of 55, and  fully retired you will be sent a tribute award check. Contributions toward your tribute award will be made on an annual basis starting in 2012.

In addition, TDC also has a multiyear dividend program ensuring eligible members share in the company’s financial strength.

Benefits at a Glance

• Consent to settle clause
• Defense limits outside the policy limits
• FDA members enjoy a 5% discount
• Claims-free discounts of up to 10% available
• Tribute loyalty rewards program
• Convenient payment plans
• Prior-acts coverage when transferring from another claims-made policy
• Part-time practice discounts up to 50%
• Dental assistants and hygienists covered at no additional cost
• Corporation and PA coverage with shared limits at no additional cost
• Available to all dental specialties
• $100,000 Accidental death and dismemberment coverage provided at no additional cost
• Purchasing tail coverage eliminated for death (protects your estate), disability (you no longer can practice dentistry), and retirement (full retirement after 5 consecutive years of coverage with FPIC immediately preceding retirement)