Risk Experts

Scott Ruthstrom

Chief Operating Officer
ext. 7146 | Direct 850-350-7146

Before his promotion to FDAS’ Chief Operating Officer in 2010, Scott spent his first sixteen years dealing directly with clients to help secure the necessary insurance coverage needed to protect their practice and family. Scott has managed the day to day sales and services activities since 1997, and over the years has built solid relationships with association partners and insurance companies. Scott holds a Bachelor’s Degree in Political Science from Florida State University, and is a former board member of the Independent Insurance Agents of Tallahassee.

Carrie Millar

Membership Services Manager
ext. 7155 | Direct 850-350-7155

Carrie received her Bachelor of Science degree in Risk Management/Insurance from Florida State University in 2003 and earned her MBA from Florida State University in 2008. She has been with FDA Services for over 7 years as an Insurance Representative and most recently as Membership Services Manager. She enjoys the day to day challenges of managing dentists insurance portfolios. Her current insurance passions are high deductible health plans and health cost transparency tools.

Amanda Chatham

Insurance Sales Representative
ext. 7154 | Direct 850-350-7154

Amanda Chatham joined FDA Services as an Insurance Sales Representative in 2011. She graduated from Florida State University in 2011, cum laude, where she majored in Risk Management/Insurance and minored in Psychology. Amanda worked part-time for two years as an underwriter intern for a property and casualty company while she completed her degree. Amanda is excited about the opportunity to join the outstanding insurance professionals at FDA Services.

Dan Zottoli

Atlantic Coast District Insurance Representative
Office 561-653-011 | Cell 561-601-5363

Dan received his Bachelor of Science in Risk Management/Insurance from Florida State University in 2005. He has been with FDA Services as the Atlantic Coast District Insurance Representative since then. Dan came to FDA Services with an insurance backgroud, having been licensed as an insurance agent since 2003. He lives in West Palm Beach, FL and operates the FDA Services satelite office in that area. He enjoys educating clients regarding various insurance options so they can make appropriate decisions for their needs.

Debbie Lane

Insurance Sales Representative
ext. 7157

Debbie has 25 years experience in the insurance industry in several roles from customer service representative to Professional Liability underwriter. She has been with FDAS for over 6 years now and enjoys her responsibilities here as an Insurance Sales Representative. She is particularly pleased to assist our member Dentists to obtain complete insurance protection for themselves and their practices.

Dennis Head

Central Florida District Insurance Representative
Office 877-843-0921 | Cell 407-927-5472

Dennis Head received his Bachelor of Science degree in Risk Management / Insurance at Florida State University in 2004. He has been with FDA Services for over 7 years as the Central District Insurance Representative specializing in the insurance needs for Dentists and their Practices. In his spare time he enjoys participating in sports and spending time with his family.

Joe Perretti

South Florida District Insurance Representative
Office 305-665-0455 | Cell 305-721-9196

Joe received his Bachelor of Science degree in Finance from Florida State University in 2005. He has been with FDA Services for over 4 years as an Outside Insurance Representative serving the Miami, Monroe and S. Broward area. He enjoys meeting his clients face to face to better understand their insurance needs and determining which products are most suitable for them.

Kristen Barrett

Insurance Sales Representative
ext. 7171 | Direct 850-350-7171

Kristen received her Bachelor of Science degree in Risk Management/Insurance and Business Management from Florida State University in 2011. She began with FDA Services in February, 2011, as an Intern while completing her coursework. Prior to coming to FDA, Kristen interned at the Florida Surplus Lines Service Office where she had the opportunity to learn about Florida’s E&S industry. She looks forward to applying her collegiate knowledge to help clients find comprehensive insurance solutions that are feasible and cost effective

Rick D’Angelo

West Coast District Insurance Representative
Office 813-475-6948 | Cell 813-267-2572

Rick received his Bachelor of Science Degree in Risk Management-Insurance from Florida State University in 2003. He has been with FDA Services for over 8 years as the West Coast District Insurance Representative. He is dedicated to provide excellent services and making sure each product placed fits our Insured’s personal need.

Roberta Boyer

Assistant Membership Services Manager
ext 7150 | Direct 850-350-7150

Roberta graduated from Barry University with a Bachelors Degree in Professional Studies with an emphasis in Business Management. She has been with FDA Services for over 13 years as Assistant Membership Services Manger. She enjoys working with dentist to make sure they understand what their insurance needs are and how to most economically get the policies necessary.

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