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Insurance Advisors

Scott Ruthstrom
Scott Ruthstrom, Chief Operating Officer

ext. 7146 | Direct: 850-350-7146 | [email protected]

Scott Ruthstrom was first hired by FDA Services in December 1994 and he has held a series of increasingly responsible positions ranging from customer service, sales, management, and executive leadership. Since being named Chief Operating Officer in November 2010, FDA Services has experienced significant growth in policy count and increased revenue. Scott’s experience and passion working with dentists are important traits as FDA Services embarks on business expansion beyond its native Florida borders beginning summer 2016. Scott holds a bachelor’s degree from Florida State University and is married to his lovely wife Shelly, and together they have 5 children.


Carrie Millar
Carrie Millar, Director of Insurance Operations

ext. 7155 | Direct: 850-350-7155 | [email protected]

Carrie received her Bachelor of Science degree in Risk Management/Insurance from Florida State University in 2003 and earned her MBA from Florida State University in 2008. She also earned her CAE designation in 2013. She has been with FDA Services for over 14 years first as an Insurance Representative and most recently as Director of Insurance Operations. She loves working with our team of experienced and talented insurance professionals who care so deeply about protecting our dentists’ practices and livelihoods.


Dan Zottoli
Dan Zottoli, Director of Sales – Atlantic Coast

Office: 561-791-7744 | Cell: 561-601-5363 | [email protected]

Dan received his Bachelor of Science in Risk Management/Insurance from Florida State University in 2005. He has been with FDA Services as the Director of Sales for the Atlantic Coast since then. Dan came to FDA Services with an insurance background, having been licensed as an insurance agent since 2003. He lives in Wellington, FL and operates the satellite office in that area. He enjoys educating clients regarding various insurance options so they can make appropriate decisions for their needs.


Dennis Head
Dennis Head, CIC, Director of Sales – Central Florida

Office: 407-359-9700 | Cell: 407-927-5472 | [email protected]

Dennis Head received his Bachelor of Science degree in Risk Management / Insurance at Florida State University in 2004. He has been with FDA Services for over 16 years as the Director of Sales for the Central District specializing in the insurance needs for Dentists and their Practices. In his spare time he enjoys spending time with his family and participating in sports activities.


Joe Perretti
Joseph Perretti, Director of Sales – South Florida

Office: 305-665-0455 | Cell: 305-721-9196 | [email protected]

Joe received his Bachelor of Science degree in Finance from Florida State University in 2005. He has been with FDA Services for 10 years as an Outside Insurance Representative serving the Miami, Monroe and S. Broward area. He enjoys meeting his clients face to face to better understand their insurance needs and determining which products are most suitable for them.


Rick D'Angelo
Rick D’Angelo, Director of Sales – West Coast

Office: 813-475-6948 | Cell: 813-267-2572| [email protected]

Rick received his Bachelor of Science Degree in Risk Management-Insurance from Florida State University in 2003. He has been with FDA Services for over 8 years as the West Coast District Insurance Representative. He is dedicated to provide excellent services and making sure each product placed fits our Insured’s personal needs.


Mike Trout
Mike Trout, Director of Sales – Arizona

Office: 904-249-6985 | Cell: 904-254-8927 | [email protected]

Mike received his Bachelor of Science degrees in both Risk Management Insurance and Real Estate from Florida State University. He joined FDA Services in 2015, and has been in the insurance industry since graduating in 2011. He strives to provide his clients with excellent customer service and bringing them the best insurance products for their individual needs.


Brock Shelton
Brock Shelton, Director of Sales – North Florida

Office: 850-350-7140 | [email protected]

Brock received his Bachelor of Science degree in Broadcast Journalism/Communication Sciences in 2013 from The University of Alabama. He began his insurance career in 2013. Brock enjoys being an advisor to his clients and protecting their assets through comprehensive insurance policies tailored to their specific needs. In his free time, he enjoys running marathons, watching football and spending time with his wife and three children.

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    Insurance Programs

    • Dental Professional Liability
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    545 John Knox Rd, Ste. 200
    Tallahassee, FL 32303
    Toll Free: (800) 877-7597
    Fax: (850) 681-9782
    Email: [email protected]

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